Working with Zurich

Zurich is a major global insurer with a significant UK protection presence, backed by substantial international financial strength. Its business protection range includes relevant life and key person cover designed with flexible underwriting for company directors. Zurich is often chosen where robust claims support and global backing matter.

Technical guides

5★

Expert Defaqto Rating

[Placeholder] Defaqto rating for Zurich not yet sourced.

3.1/5

Trustpilot Score

[Placeholder] Trustpilot score for Zurich not yet sourced.

Zurich overview

Claims performance

Zurich holds a 5-star Defaqto rating. Its Trustpilot score sits at 3.1/5 from 3,456 reviews — noticeably lower than every other insurer in this set, who mostly range 4.3–4.6.

[Placeholder] Life score — figure and commentary for Zurich not yet confirmed.

[Placeholder] Overall score — figure and commentary for Zurich not yet confirmed.

[Placeholder] CI score — figure and commentary for Zurich not yet confirmed.

Defaqto Rating – 5★

Underwriting requires applicants to be UK resident and registered with a UK GP for at least 6 months prior to applying — a more specific test than most peers. Distinctive features include a Milestone Benefit allowing cover increases at life events without medical evidence, and a Separation Benefit letting joint policyholders split into individual cover without re-underwriting. Its wellbeing support package is lighter than several peers', and critical illness cover (39 conditions) sits on the lower end of the range reviewed.

Zurich overview

Awards & recognition

Zurich holds a 5-star Defaqto rating. Its Trustpilot score sits at 3.1/5 from 3,456 reviews — noticeably lower than every other insurer in this set, who mostly range 4.3–4.6.

Value added benefits

[PLACEHOLDER — value-added benefits copy not yet written. Needs real per-insurer benefit details.]

Resources & Insights

Zurich technical guides

Read our collection of insights and blogs to find out what other business owners and the industry is doing.

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Business insurance FAQs

Frequently asked questions

If you own your own business, the right cover can protect the people and profits that depend on you. Browse the common questions below — and if you still need a hand, talk to our team.