Working with Scottish Widows

Scottish Widows is one of the UK's oldest and most recognised life insurance brands, part of the Lloyds Banking Group. It provides a comprehensive range of business protection products, including relevant life and shareholder protection plans. Its long heritage and financial backing make it a trusted choice for company directors.

Technical guides

5★

Expert Defaqto Rating

[Placeholder] Defaqto rating for Scottish Widows not yet sourced.

4.6/5

Trustpilot Score

[Placeholder] Trustpilot score for Scottish Widows not yet sourced.

Scottish Widows overview

Claims performance

Scottish Widows scores 4.6/5 on Trustpilot from over 16,000 reviews — the highest headline Trustpilot rating of all seven insurers profiled here.

[Placeholder] Life score — figure and commentary for Scottish Widows not yet confirmed.

[Placeholder] Overall score — figure and commentary for Scottish Widows not yet confirmed.

[Placeholder] CI score — figure and commentary for Scottish Widows not yet confirmed.

Defaqto Rating – 5★

Offers two distinct products — Plan & Protect, a self-serve online policy capped at £500,000, and Scottish Widows Protect, an adviser-sold policy reaching up to £18 million — so any comparison needs to specify which tier applies. Both critical-illness-with-life-cover policies include Scottish Widows Care as standard: RedArc nurse support plus Clinic in a Pocket, a 24/7 remote GP service with prescription delivery. The higher tier requires a telephone-based adviser journey rather than instant online purchase.

Scottish Widows overview

Awards & recognition

Scottish Widows scores 4.6/5 on Trustpilot from over 16,000 reviews — the highest headline Trustpilot rating of all seven insurers profiled here.

Value added benefits

[PLACEHOLDER — value-added benefits copy not yet written.]

Resources & Insights

Scottish Widows technical guides

Read our collection of insights and blogs to find out what other business owners and the industry is doing.

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Business insurance FAQs

Frequently asked questions

If you own your own business, the right cover can protect the people and profits that depend on you. Browse the common questions below — and if you still need a hand, talk to our team.