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HMRC approved Business Expense

Save 62% on your life insurance in tax relief

If you are a business owner you could save thousands of pounds in tax by paying for you life insurance through your business.

Find out how below.

Ask us for a quote and saving calculation
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Amazing benefits...
  • Save 62% in tax with life insurance
  • Tax free life insurance for your family
  • HMRC approved since 2006
  • No benefit in kind so completely tax free benefit
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The most tax efficient benefit directors can get

Introducing Relevant Life Insurance

To take advantage of these benefits, you need a specific type of policy called a 'Relevant Life Policy'. Relevant life insurance is life insurance and is offered by all of the UK's leading insurers. If you die, your family receives a tax-free lump sum to help them.

Your business pays for the premiums, and HMRC has approved them as business expenses that attract corporation tax relief. There is no benefit in kind or income tax to pay, making this a tax-free and tax-efficient policy.

As a company director, you can potentially save up to 62% in tax compared to a personal life insurance policy. This significant tax saving could be a game-changer for your financial planning.

Book a free call back now
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Who can benefit?

Does your business qualify?

You should be eligible if you have a UK-based limited company and are either an employee or a director.

We find that company directors love to take advantage of the corporation tax and income tax relief as they can find essential cover for their families in the most tax-efficient way.

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Cheapest Premium Guarantee

The great news is we do all the work for you and find you the most cost-effective, relevant life insurance. We can provide quotations from every UK insurer, so there is no need for comparison sites and multiple calls from multiple insurers.

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What's next
We save you time and do all the work for you.
Request a call or quote
You can have a five-minute chat with us, ensure your business qualifies, and ask any questions you have; there is no obligation.
Find the best value insurer
We only need the date of birth, smoking status and the cover amount, and we can get quotes from all the UK's leading insurers.
Complete all applications over the phone
If you decide to proceed, we can complete all applications over the phone; no paperwork is required.
Cover goes live
Once approved, your cover will be live, and you will ensure you have all the information you need. We also keep copies in case you ever need them in future.
Find out if you qualify
Book your free call now

It only takes five minutes, no sales waffle, just simply answers to your questions.

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What our clients think


Smooth process, easy to deal with and most importantly they saved me a lot of tax by switching my policy to one that could be paid for by the business.

James Tonry

Recently used them for relevant life and income protection. Professional and informative.

Ross Hutchinson

I set up shareholder protection policies for me and my business partners through Executive Life. They found us competitive quotes and the process was swift. I would highly recommend to other company directors.

David J

Executive Life helped me find the best deal for my life insurance policy and also my income protection policy. It was very easy and the process took no time at all - I would highly recommend them!

George Mitchell

Very happy with the service and process I went through. They explained how the income protection policy worked and how it would be tax efficient for me through my limited company.

Jodie Newell

Other Broker Services

A young man stood at a desk making notes about key man insurance from a computer screen onto a notepage

Key Man Insurance Cover

A key person policy pays the business a lump sum when a key person who works for that business suffers a specified critical illness or dies. It's a simple term assurance policy that protects the business against losing a key person.

relevant life insurance from executive life

Private Business Health Insurance

Private business health insurance can be paid for by your company as an expense and can also be extended to include your family. Corporation tax relief is available, however, a benefit in kind tax will be due on the value of the business health insurance premiums. This is usually more tax efficient than paying for the premiums personally.

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Executive Income Protection

Executive income protection is a tax-efficient policy that pays 80% of your monthly income to the business if you are unable to work due to sickness or ill health, until you return to work.

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Business Wills & Estate Planning

As a business owner, shareholder or key person, you may find that things get complicated when writing your business will or planning your estate. With business wills, effective writing and planning can help make sure who inherits your shares or estate when you pass away, preventing your business interests from passing to someone unsuitable or someone who is ill-equipped.

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Shareholder Protection Insurance

In the event of the death of a shareholder the shares that they previously owned could be inherited by another family member, making this person you may never have met, a key shareholder in the decision making of your business. This is a very common risk that can be eliminated by using a simple shareholder protection policy.

Executive Life

Ready To Get Cheaper Business Life Insurance Premiums?

Ready to start getting cheaper business life insurance premiums? Contact our team of dedicated life insurance advisors and wealth managers today to arrange your free consultation.

Arrange Your Free Consultation
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